Human Life Calculator

Delay Cost Calculator

EMI Calculator

Mr. Abhishek aged 29 years is looking for a Home Loan for Rs.1 Crore. He will repay in 25 Years.
The assumed Home Loan interest rate : 9.5%.
Kindly enter the values as : Loan amount = Rs.100,00,000, Loan repayment duration in months = 25 x 12 = 300 months.
Link for calculator and the Calculate button will give EMI = Rs.87,370/- per month.

SIP Calculator

Ms. Aish aged 23 years, would like to achieve around 45 years, substantially good amount. Currently she can invest Rs.10,000/- per month. How much will be the maturity amount ?

Kindly enter the values as : SIP amount = Rs.10000, SIP duration in months = 20 x 12 = 240 months.
Expected return = 12.5% (reasonably good return)
The maturity will be = Rs.1.05 crore.
Please note that the Calculator can be used to calculate as per your vision.

Lumpsum Calculator

Mr. Madhan, aged 50 years working in a IT Company received Bonus, Variable Pay and sold some Stock options. The total amount he has now is around Rs.20 Lakhs. He would like to invest in a Hybrid fund to with drawn when required after 3 or 5 years.
Enter the values in calcuator appearing on the sides :
Amount : Rs.2000000, No of months = 3 x 12 = 36 months and assumed return for Hybrid fund - 11%.
Expected maturity amount - Rs.27,69,568/=.

Child Education Calculator

Mr. Raj and Ms. Rani have a daughter Baby Lakshmi and on her first Birthday this month they wish to plan for her Higher education at the Age of 17 years. They want to plan for current expense of Rs.10 Lakhs. The expected inflation for Education expenses assumed at 7% and expected return will be around 12.5% per annum.
After entering above numbers and press calculate : You will get
Monthly SIP - Rs.5,100/=. OR
One time Lump Sum Investment of Rs.4,23,554/

Child Marriage Planning

Joseph and Mary want to Invest towards their daughter Ms. Monica’s marriage expenses who is now aged 7 years. They have assumed that the expenses can be Rs.50 Lakhs as of today and the marriage age will be 24 years, I.e. 17 years from now. We need to suggest the inflation factor for the expenses at 7% and the assumed return from Equity mutual funds will be 14%.
The marriage expenses at daughter age of 24 will be around Rs.1.6 crore, after taking account the inflation factor. To meet this expense they have to invest roughly Rs.15.7 Lakhs now or they can save monthly Rs.20000/-.

Retirement Planning Calculator

Dream Car Planning

You want to buy a Brand new Car after 5 years with inflation at around 7% and return expected at around 12.5%.
Cost of the Car at today’s price is Rs.700000/-
To meet this expense they have to invest roughly Rs. 5.36 Lakhs now or save monthly Rs.12,000/-.

Dream House Planning

You want to buy a Dream Home after 5 years with inflation at around 7% and return expected at around 12.5%.
Cost of the Dream Home at today’s price is Rs.1,00,00,000/-, however he wants to plan for down payment of Rs.20,00,000/- only rest he will fund with Loan.
To meet this expense they have to invest roughly Rs.15.30 Lakhs now or save monthly Rs.34,000/-.

Dream Vacation Planning

You are planning for vacation every 2 years or 4 years. The inflation can be projected at 7% and the return expected will be conservative as the investment period is short term. The return projected is 7%.
Amount required for vacation planning Rs.2,50,000/- at current cost. You may want to look at vacation after 2 years.
Ideally a Short term Debt fund and All Seasons Debt Fund or Floater fund.
To meet this expense they have to invest roughly Rs.2.5 Lakhs now or they can save monthly Rs.11200/-.

Income Tax Calculator